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ANZ: Working Public Holidays

With a range of public holidays coming up it is timely to remind members of their rights when it comes to working on a public holiday.

Clause 4.4.4 of the ANZ Collective Employment Agreement states that many businesses within ANZ are required to operate on public holidays. ANZ are required to inform you during the recruitment process if you are applying to work in such a part of the business. If you do work in those areas which operate on public holidays ANZ has the right to require you to work some public holidays.

This clause should also be read in conjunction with the Fair Work Act which entitles you to be away from work on a public holiday and you may refuse where the request is not reasonable or if the refusal to work is reasonable.

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Do you want to sell sugar water or do you want to change the world?

“Do you want to sell sugar water for the rest of your life or come with me and change the world?” – Steve Jobs

I sometimes wish that instead of working on Internet and software projects, I worked on cleantech or biotech projects. That way, when I came home at night, I’d know that I had literally spent my day trying to cure cancer or prevent global warming. But information technology is what I know, and it’s probably too late for me to learn a new field from scratch.

That doesn’t mean information technology can’t improve people’s lives. Google’s search engine helps people find information, which, for example, makes cancer and cleantech researchers more productive. Skype (Dixon is an investor) allows companies to collaborate remotely, and connects people with friends and family around the world. In the area of in

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Qualifications for a Fast Cash Loan

Many people wonder what are the qualifications for a fast cash loan? You see the advertisements on the television commercials telling you about the lenders but you do not usually see anything regarding the qualifications needed to receive the funds.

These are the easiest loans to get and they have the least regulations and qualifications of any type of loan. You can visit the websites of individual lenders and find out their qualifications. Here are the more basic questions answered before you apply for loan.

No matter what state you reside in you must be at least eighteen years of age to qualify for a loan of this type. People can sometimes borrow money from banks and other lending institutions when they are under the age of eighteen with the permission of their parent or guardian. Full post…

Fundamental Oil Report (2012-03-29)

NewsCrude consolidates ahead of major dataPreviousForecastAnalysisCrude oil fluctuates heavily now after it declined sharply yesterday on rising U.S. inventories which pushed the commodity strongly to the downside, crude is looking now for a clue to hold its position and resist the bearish wave which took it for two consecutive days.

The Uncertain Future of GameStop (GME)

Last week, GameStop shares fell after the video game retailer announced unimpressive fourth quarter earnings, revealing major problems with its business model. The company posted non-GAAP earnings of $1.73 per share on revenue of $3.58 billion. Analysts had expected earnings of $1.73 on the same basis, on revenue of $3.69 billion. While the company matched expectations on non-GAAP earnings, GAAP-adjusted earnings fell sharply, down 19% from the prior year quarters $1.56 per share. The 3.1% slide in revenue from the previous years $3.69 billion also alarmed investors. Meanwhile, gross and operating margins rose while net margins shrank. For the full year, the companys net earnings dropped to $340 million from $408 million in fiscal 2010.

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IRS offers potentially cheaper way to pay off a big tax bill

If you plan to pay your taxes by credit card because you’re short of cash now, the government offers an option that can cost far less. The IRS automatically accepts requests for payment installment plans (also called installment agreements) for up to $50,000 in combined taxes, penalties and interest. You’ll pay interest as long as you owe, but the IRS’s interest rate–3 percent for the first quarter of 2012–is far less than the average credit-card rate, and isn’t likely to jump up sharply over time like a credit-card teaser rate. (If you choose the installment plan, you still have to file the return on time on April 17 to avoid penalties; you just don’t have to pay everything then.)

You can apply for an installment agreement here. To set up such an agreement, you will have to pay a fee that ranges from $43 to $105, depending on the arrangement and your income level.

If you still want to pay taxes by credit card to earn loyalty rewards, read why we think that’s not such a wise idea.

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How to buy and sell stocks

Ever wanted to learn how to buy stock? You’re in the right place. Learn what a stock is, how to choose good stocks and some of the basics of buying stock with this “stocks for dummies”- style guide.

Essentially, buying stocks means buying partial ownership in a company. If the financial fortunes of the company improve, share value generally increases. The reverse can also occur. If you purchase shares at $10 each, then the share price skyrockets to $30 each, you’ve tripled your investment dollar, minus brokerage fees at sale. The classic investing phrase “Buy low, sell high” can truly be a gateway to financial security.

The Motley Fool demystifies the decision-making process by breaking it down into its component parts. With some due diligence that includes research into corporate earnings, revenue, cash flow and more, you too can chart safe investing waters.

Read the company’s balance sheet: This is the record of the company’s total assets and liabilities. Corporate balan

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